‘Copy & Paste’ High-Entropy Password Combined with Remembered Password
Many people are talking about the security-enhancing effect of 2-factor authentication, with two factors used together in a ‘multi-layer’ deployment, as against a security-lowering ‘multi-entrance’ deployment.
We could suggest a very simple two factor scheme that everyone can start right now at no cost– the first factor is a password that you can remember (what we know) and the second is a memo/storage on which a very long password is written/stored on (what we possess).
If you opt to store the second password on a memory storage and use ‘Copy & Paste’ for feeding it in the password field following typing your remembered password, you could easily manage a combined password that can stand fierce brute force attacks as well as stealth of the memory storage. This is what I myself do for dozens of accounts without involving the so-called master-password which makes a single point of failure.
Further details are presented here — “Improvised 2-factor authentication everyone can deploy right now at no cost (updated)”