Still attempting to destroy identity security in banking? Horrifying, isn’t it?
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“Smartphone Biometrics for Banking — A Decade of Developments” https://www.biometricupdate.com/202103/smartphone-biometrics-for-banking-a-decade-of-developments
However, once you get reminded of the PIN authentication embedded in your smartphone as a default login tool, you will no longer dare to allege that adding biometrics contributes to security.
Even a perfectly spoofing-proof biometrics could only provided the level of security lower than a PIN-only authentication when the biometrics is deployed in ‘multi-entrance’ method with the default PIN as a fallback measure against false rejection (false negative).
Ref: “Early models of smartphones were safer than newer models — How come?”
Key References
For Achieving Solid Digital Identity on Information Security Buzz (Mar/2021)
What We Know for Certain about Authentication Factors
Digital Identity for Global Citizens
Image-to-Code Conversion by Expanded Password System
Summary and Brief History — Expanded Password System
Proposition on How to Build Sustainable Digital Identity Platform
Additional References
Negative Security Effect of Biometrics Deployed in Cyberspace
Account Recovery with Expanded Password System
External Body Features Viewed as ‘What We Are’
History, Current Status and Future Scenarios of Expanded Password System
Negative Security Effect of Biometrics Deployed in Cyberspace
Removal of Passwords and Its Security Effect
Update: Questions and Answers — Expanded Password System and Related Issues
< Videos on YouTube>
Slide: Outline of Expanded Password System (3minutes 2seconds)
Digital Identity for Global Citizens (10minutes — narrated)
Demo: Simplified Operation on Smartphone for consumers (1m41s)
Demo: High-Security Operation on PC for managers (4m28s)
Demo: Simple capture and registration of pictures by users (1m26s)
Slide: Biometrics in Cyber Space — “below-one” factor authentication
